Risk tolerance and asset allocation for investors nearing retirement

Unit 2 Article Summary: Write a review of the article “Risk Tolerance and Asset Allocation for Investors Nearing Retirement” by Govind Hariharan, Kenneth S. Chapman, Dale L. Domian, Financial Services Review 9 (2000) 159–170. The article is located in the KU Online Library.

http://www2.stetson.edu/fsr/abstracts2/V9-2%20A3.pdf
In your own words explain and critique, using finance theory, the key points that the authors are trying to communicate. Your review should be two to three pages, not counting the title or reference pages 

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